From quote to claim — fraud signals your actuaries can price.
Application, policy, and claims-time fraud detection with the explainability regulators and reinsurers demand.
Insurance fraud lives across the whole policy lifecycle — misrepresented applications, staged losses, inflated claims. Scorift scores every step with a signal breakdown your underwriters, claims adjusters, and actuaries can all read the same way.
Application fraud
Misrepresentation, ghost brokering, and synthetic identity at quote time.
Claims verification
Score claims against staged-loss and inflation patterns before payout.
Repair & vendor collusion
Connected signals surface adjuster-vendor and shop-network collusion.
Recovery & subrogation
Detect duplicate claims across carriers via the Scorift industry graph.
- Auto, home, health, and specialty lines — with line-specific risk profiles.
- Photo & document authenticity checks with tamper detection.
- Underwriter- and adjuster-facing case files with structured evidence packets.
- Regulator- and reinsurer-ready audit trails for every automated decision.
From event to decision in four steps
Score misrepresentation risk before binding — reduce ghost-broker cases.
Confirm identity, ownership, and prior-carrier claims history.
Score first-notice-of-loss for staged-loss and inflation patterns.
Verify repair estimates and vendor networks before releasing payout.
Built for every risk moment
Staged-collision networks, phantom passengers, and inflated repair estimates.
Weather-event fraud waves, contractor collusion, and duplicate claims across carriers.
Provider billing anomalies, phantom patients, and unbundling patterns.
Small-business misrepresentation and post-loss cyber policy purchases.
Independently audited and continuously monitored.
Multi-region active-active with graceful degradation.
Every decision ships with a signal breakdown for your analysts.
Talk to a fraud engineer or spin up a sandbox today — no credit card required.