A low-latency gatekeeper for every transaction.
Evaluate transactions instantly against custom rules and machine learning models to receive a decision — approve, flag, or reject — in under 50 milliseconds. One API call, zero infrastructure overhead.
Fraud detection, delivered as a service.
A cloud-based, real-time risk-assessment engine that acts as a secure, low-latency gatekeeper for every digital transaction — so risk logic lives inside your backend workflow, not on a separate roadmap.
- 01Authenticated request
Your backend calls the Scorift API with an API key and the transaction metadata you already have.
- 02Hybrid evaluation
The engine evaluates the event against your deterministic business rules and our dynamic ML models — trained on global patterns and behavioral anomalies.
- 03Instant decision
You receive a numeric risk score and a binary decision — approve, flag, or reject — in a single response.
- 04Automate at scale
Cut manual-review burden, block evolving threats, and skip building proprietary risk infrastructure from scratch.
Decide in under 50ms — with an explanation.
Every event returns a numeric score, an action, and the reasons behind it. Ship confident decisions at checkout, at login, and at every risky moment in between.
Author IF/THEN logic with confidence gates.
Compose expressive rules on top of every decision. Version, test against historical traffic, and roll out safely with test mode and staged rollout — all without shipping code.
when event.type == "payout"
and score >= 0.75
and device.age_days < 3
and network.geo_country != user.kyc.country
then
action = "block"
reason = "sim_swap+geo_mismatch"
notify(slack: "#fraud-ops")Give investigators the whole picture.
A queue purpose-built for analysts: full event timelines, device graphs, prior decisions, and one-click actions. Comments, audit trails, and SLA timers keep every case moving.
Latency, error, and drift alerts — baked in.
Watch decision distributions in real time. Detect drift before your fraud rate does. Wire signed webhook alerts into your own on-call tooling in minutes.
One API call, one decision.
Your business rules run alongside Scorift's risk engine. One authenticated request, one decision — in under 50ms.
Authenticate & send metadata
Your backend calls POST /v1/score with an API key and any transaction context — amount, user, device, IP, geo, or custom attributes.
Hybrid evaluation
The business rules you define run in parallel with Scorift's risk engine, which analyzes global patterns and behavioral anomalies in real time.
Approve, flag, or reject
Scorift returns a numeric risk score and a binary decision your app can act on instantly — with a signed audit trail for every call.
Purpose-built for every risk surface.
One platform, five reference implementations, calibrated to the fraud patterns that matter for your industry.
Fintech & Banking
Real-time payments, AML checks, account integrity.
Marketplaces
Seller verification, P2P fraud, dispute reduction.
E-Commerce & Retail
ATO, checkout security, returns & refund abuse.
Insurance & Insurtech
Claims verification & synthetic identity.
Gig & Creator
Onboarding, bot prevention, multi-account fraud.
SaaS & Subscriptions
Trial abuse, promo hunting, license fraud.
A pure REST API — nothing to install.
Call one HTTPS endpoint with your API key and the transaction metadata you already have. Typed responses, idempotency keys, signed webhooks, and a full OpenAPI 3.1 spec — usable from any language that can speak JSON over HTTP.
curl -X POST https://api.scorift.com/v1/score \
-H "Authorization: Bearer sk_live_••••" \
-H "Content-Type: application/json" \
-d '{
"event": "account.login",
"user_id": "usr_18aQ2",
"ip": "203.0.113.42",
"device_id": "dvc_9f2c"
}'Prefer a typed client? Official SDKs for Node, Python, Go, PHP and Java are documented in your dashboard under Documentation → SDKs.
Ship confident decisions — today.
Sandbox access in minutes. Production in days. 10,000 events per month on us — no credit card, no sales call required.
- Setup time
- < 5 min
- Free events / mo
- 10,000
- p99 latency
- 118ms
- Uptime SLA
- 99.99%